We have officially started the long exhausting process of buying a home. After meeting with two mortgage representatives, we are now starting to meet with realtors. We have, of course, been approved for way more money than we can afford but now know the price range for a monthly payment we can manage.The first mortgage rep we met with was very unprofessional, unorganized, and almost seemed chauvinistic. He didn't even feel it necessary to bring his computer or a calculator with him to our meeting. How he expected to have even a semblance of a meeting, I don't know. We spent the better part of the meeting trying to unravel his cryptic monologues and tangents. We also watched him trying to calculate things in his head, needless to say Brian was giving him the answers to his math problems. He also spent most of the meeting avoiding eye contact with me and spoke mostly to Brian. You can imagine, he didn't last long as a candidate in my mind!
The second mortgage rep we met with was the first rep's polar opposite. She was very professional, answered all of our questions with patience and gave us a variety of scenarios to work with. I was very impressed. Needless to say, she is our rep of choice!
When we start to look at houses, I am going to post some pictures and ask for opinions... we can play a sort of "House Hunters" game like the TV show that is on cable. In the meantime, I would appreciate any feedback on things you all have learned you need/want/hate about your house or any previous houses. It will make us aware of things to think about that we may not have thought of.
3 comments:
I can relate to the rep who didn't see you. Some people still think that the "man of the house" needs to make all the decisions about money, but we all know that hasn't been the case since the 1950s or before.
I can also relate to the husband who does all the math in his head. Kinda handy isn't it!
Good luck on the house hunting. We'll be waiting for pictures.
What do we love/hate about our house? We love the open-plan kitchen-living room. We hate to fact that out bedrooms are 3 floors above that kitchen-living room, but I guess you probably won't have that problem.
Can't wait to hear about your house-hunting adventures!
Are you finding lots to pick from? How are the weekend overnights going?
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